/cs:cfo-review — CFO Forcing Questions¶
Command: /cs:cfo-review <plan>
The numerate skeptic stress-tests anything that touches money. Six questions before any spend or fundraise.
When to Run¶
- Before approving any spend > 1% of revenue
- Before opening a new hiring requisition
- Before any fundraise conversation
- Before changing pricing or unit economics
- Before signing a multi-year contract
The Six CFO Questions¶
1. Burn & Runway¶
What's the burn multiple and how many months of cash remain at base / bull / bear? - Burn multiple = Net burn ÷ Net new ARR. Above 2x is a problem. - If bear case < 12 months, you're already in fundraising mode.
2. Unit Economics¶
What is LTV / CAC per channel, and what's the payback period on the top-2 channels? - LTV / CAC > 3x is healthy. Payback < 12 months is healthy. - If either is broken, do not scale that channel.
3. Dilution Path¶
If this plan requires a raise, what's the dilution at base and bear valuations? - Founder dilution per round. - Cumulative dilution to next 2 rounds.
4. Capital Allocation Alternative¶
If this dollar wasn't spent here, where else could it go and what's the expected return? - Three alternatives: hiring, product, marketing. - Make the opportunity cost explicit.
5. Revenue Quality¶
What's the gross margin, and how does it trend at scale? - If margin compresses with scale, the model is broken. - Cost-of-revenue should grow slower than revenue.
6. Bear Case Survival¶
If revenue is 50% of plan, does the company survive 18 months? - Default-alive is non-negotiable. - If not, identify the cut triggers in advance.
Workflow¶
- Run the numbers:
- Answer all six questions with numbers, not adjectives.
- Apply the verdict:
- 🟢 GREEN — fund it
- 🟡 YELLOW — fund with cut triggers
- 🔴 RED — kill or revise
Output Format¶
# CFO Review: <plan>
**Date:** YYYY-MM-DD
**Reviewer:** cs-cfo-advisor
## Numbers
- Burn multiple: X.Xx
- Runway (base/bull/bear): X / X / X months
- LTV/CAC top channel: X.Xx, payback Y months
- Gross margin: X% (trend: Y)
- Dilution this round: X%
- Bear-case survival: PASS / FAIL
## Verdict
🟢 GREEN | 🟡 YELLOW | 🔴 RED
## Conditions (if YELLOW)
- Cut trigger: <metric> < <threshold> → <action>
- Review checkpoint: <date>
## Recommendation
[3 concrete next steps]
Routing¶
/cs:decide— log the verdict/cs:execute— build 90-day plan if GREEN/cs:boardroom— escalate if multi-role implications
Related¶
- Agent:
cs-cfo-advisor - Skill:
cfo-advisor
Version: 1.0.0